Insurance that
finally makes
sense.

CavaIt shows you everything you're covered for, everything you're not, and fixes the gaps in minutes. No jargon. No agent. No nonsense.

See My Coverage — FreeHow it works ↓

What happens without coverage

RENTERS

Your laptop gets stolen from a coffee shop.

×You eat $2,400.
✓CavaIt gets you $2,400 back.
INCOME PROTECTION

You slip on ice and can't freelance for 3 weeks.

×You lose $3,600 in income.
✓CavaIt covers your lost earnings.
CYBER & IDENTITY

Someone hacks your accounts and opens credit cards in your name.

×Months of calls to fix it. Your dime.
✓CavaIt covers the cleanup and costs.

How it works

90 seconds to know
where you stand.

01

Answer 5 questions

Age, province, how you live, how you work, what you already have. Plain English. No account needed yet.

02

See your Coverage Score

A single number out of 100. Red cards show your gaps — what's exposed and exactly what it could cost you in real life.

03

Close a gap in 2 minutes

Tap a gap card, see real quotes from real carriers, pick one. Policy on your dashboard instantly. That's it.

The Coverage Dashboard

One screen. Your entire insurance life.

No more calling agents, digging through emails, or wondering what you're actually covered for.

My Dashboard
Score42/100

Renters Insurance

Your belongings aren't protected

$22/mo to fix

Auto Insurance

Intact | $156/mo | Renews Dec 2026

Active

Income Protection

If you can't work, you get $0

$18/mo to fix

Cyber & Identity

No protection against fraud or hacking

$8/mo to fix

Simulated dashboard. Your actual dashboard is personalized to your life.

Coverage for how you actually live.

Not your parents' insurance. Yours.

🏠

Renters

Your stuff. Your space.

🚗

Auto

On the road. Covered.

💼

Income Protection

Can't work? Still get paid.

🔒

Cyber & Identity

Hacked? We've got you.

🩺

Health Top-Up

Beyond what OHIP covers.

📱

Gig & Freelance

Your side hustle, insured.

For Brokers & Carriers

We send you
the right risks.

CavaIt pre-qualifies every application and matches it to the carrier whose appetite fits. You get better customers. They get better coverage. Everybody wins.

Partner With Us →
3xHigher acceptance rate

Pre-qualified applications matched to your risk appetite. Less noise, more binds.

80%Lower acquisition cost

We acquire, educate, and pre-qualify the customer before they ever reach you.

85%+Policy retention

The dashboard keeps customers engaged through every renewal. They don't leave because they can't see their coverage anywhere else.

0%

of Gen Z are underinsured

$0

cost to see your gaps

0 min

to close a coverage gap

0

provinces & territories

FAQ

Questions? Answered.

What is CavaIt?+
CavaIt is a free insurance coverage dashboard for young Canadians. It shows you a personalized coverage score out of 100, highlights gaps in your protection with real dollar amounts at risk, and lets you fix those gaps with real quotes from Canadian carriers — all in under 2 minutes.
How much does CavaIt cost?+
CavaIt is completely free to use. You get your coverage score, gap analysis, and peer benchmark at no cost. You only pay if you choose to purchase an insurance policy through us.
What types of insurance does CavaIt cover?+
CavaIt covers 6 types of personal insurance: Renters Insurance, Auto Insurance, Income Protection, Cyber & Identity Protection, Health Top-Up (beyond provincial health coverage), and Gig & Freelance Insurance.
How does the coverage score work?+
Your coverage score is calculated based on your life situation — where you live, how you work, what you own, and what insurance you already have. It's benchmarked against peers with similar profiles so you can see how you compare. The score updates in real time as you add or change coverage.
Is CavaIt available across Canada?+
Yes, CavaIt is available in all 13 provinces and territories across Canada. Pricing and coverage options may vary by province.
How is CavaIt different from an insurance agent?+
Traditional insurance requires calling an agent, filling out long forms, and comparing quotes manually. CavaIt does all of that in 90 seconds — no phone calls, no jargon, no pressure. You see your gaps, compare quotes from multiple carriers, and buy a policy online.
CavaIt

Why Not CavaIt.

Be the first to see your coverage dashboard.

No spam. No credit card. Just an invite when it's ready.