Discover what you have, understand what you're missing, and manage it all in one place. Free to start. Takes 90 seconds.
Real risks. Here's how CavaIt helps.
Your laptop gets stolen from a coffee shop.
You slip on ice and can't freelance for 3 weeks.
A client claims your advice cost them $50,000.
How it works
Answer a few questions about your life or your business. Plain English, takes 90 seconds, no account needed yet.
Get your Protection Score and a clear breakdown of what you have and what you don't — in real dollars, not jargon.
Keep it all in one place. Track your policies, your renewals, and your documents — and always know exactly who to call when something changes.
The Coverage Dashboard
One place for everything, so you're never caught guessing what you're covered for.
Renters Insurance
Your belongings aren't protected
Auto Insurance
Intact | $156/mo | Renews Dec 2026
Income Protection
If you can't work, you get $0
Cyber & Identity
No protection against fraud or hacking
Simulated dashboard. Your actual dashboard is personalized to your life.
Personal or business — discover, understand, and manage it all in one place.
Personal
Renters
Your stuff. Your space.
Auto
On the road. Covered.
Income Protection
Can't work? Still get paid.
Cyber & Identity
Hacked? We've got you.
Health Top-Up
Beyond what OHIP covers.
Gig & Freelance
Your side hustle, insured.
Business
Professional Liability
E&O for consultants and pros.
General Liability
Contractors and trades, covered.
Commercial Property
Your workspace. Protected.
Cyber (Business)
Data breach? You're covered.
FAQ
Start with your free Protection Score. Discover what you have. Understand what you don't. Manage it all in one place.