Interest rates
September’s Bank of Canada decision: revisit your borrowing assumptions
On September 2, the Bank of Canada kept its overnight-rate target at 2.25%. The dated announcement provides context for financing discussions; it is not a quote for a business loan. Check your actual borrowing terms, renewal dates and cash-flow sensitivity before making commitments.
THE UPDATE
What the release covers
On September 2, the Bank of Canada kept its overnight-rate target at 2.25%. The dated announcement provides context for financing discussions; it is not a quote for a business loan. Check your actual borrowing terms, renewal dates and cash-flow sensitivity before making commitments.
This briefing refers to the release dated Sep 2, 2026. Check the original publication for its detailed figures, definitions, scope and any later corrections.
Read the original Bank of Canada release ↗CAVAIT CONTEXT
What to consider for your next decision
Central-bank announcements provide context for borrowing and cash-flow planning. A policy-rate announcement does not automatically determine the interest rate in your own loan agreement.
- Check whether your financing is fixed or variable and note renewal dates.
- Model the effect of different borrowing costs on cash flow.
- Review the actual loan terms before changing your financial plan.